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20+ Years in the Financial Industry

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500+ Clients helped through Tax Strategy

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100+ Entrepreneur guided from Idea to Profitability

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Licensed Mortgage Broker and Enrolled Agent

THE VALUES BEHIND THE BRAND

I don’t just teach ownership... I live it.


These 6 values shape how I serve every client:
Authenticity. Empowerment. Education. Faith. Legacy. Integrity.

Fix Your Credit.

Fund Your Future.

A free guide for women with damaged credit who are ready to rebuild, reposition, and reclaim their financial power.

What's Inside:

  • How to break down your credit profile like a lender

  • The top 3 mistakes keeping your score stuck

  • Steps to boost your score and position for funding

Want a personalized credit strategy?

Meet The Strategist.

The Real Chantelle: Strategy Over Struggle. Always.

I didn’t grow up around wealth. In my house, money was grown folk business. You didn’t ask. You didn’t talk about it. You just hoped there was enough.

It wasn’t until college that I realized — we weren’t middle class. We were surviving. My mom did what she could. Before every semester, we’d hit Sam’s Club. She’d load me up on food and supplies.

I had so much, I started selling ramen noodles. Because even then, I didn’t like it. But hustle? Hustle, I understood.

What I didn’t understand...
was
strategy.

Then came credit.

On-campus credit card offers were everywhere. And like a lot of us, I took them. Used them. Maxed them. Ignored the bills.

And when the debt started stacking, I shrugged: "Put it on my credit, I don’t care."

Because I didn’t know better.

Even after I had kids. Even after I started making money. I still moved like someone who was broke.

No savings.
No plan.
No clue how credit could work for me.

Then came the night that changed me.

Coming home from a Little League game in Miami, I accidentally took the turnpike. Pulled up to the booth.

“50 cents.”
I didn’t have it.

Not two quarters. Not 5 dimes,
Not 10 nickels. Not 50 pennies.
Nothing.

That wasn’t just a toll booth.
That was a
wake-up call.

But my real turning point came years later. 2018. My son was going to college. I had to choose:

Pay for school?
Or my car note?

I chose him. My car got repossessed. While I was on the phone trying to get it back, I saw the numbers. I’d paid thousands. And my loan barely moved. The interest rate? 28%. My score had started with a 4. But I felt proud because I didn’t need a cosigner.

That was the problem.

That’s when I got serious. Not just about money - about strategy.

I stopped hustling backwards.

I rebuilt. I learned the system.

I lived the blueprint. And I stopped teaching from theory. I started teaching from truth.

What I Do Now

I help underestimated entrepreneurs:

  • Use credit as a wealth tool

  • Reduce tax liabilities through strategy

  • Build legacy even if they're the first in their family to try

Because I’ve been the girl who couldn’t pay 50 cents.


And now?
I’m the woman who teaches you how to build wealth through
ownership.

Real Talk. Real Tools. Real Results.

How Is Everyone Affording Life Right Now? Let’s Talk About It.

How Is Everyone Affording Life Right Now? Let’s Talk About It.

It’s time to stop normalizing struggle and start normalizing strategy. Because while you may not control the cost of living, you can control how you respond to it. ...more

Mindset ,Financial Education

August 07, 20253 min read

7 Steps to Revitalize Your Credit and Build Wealth Through Ownership

7 Steps to Revitalize Your Credit and Build Wealth Through Ownership

This 7-step Credit Revitalization Game Plan may help everyday people take back control of their credit and start building the kind of wealth that doesn’t just flex it frees. Whether your goal is to bu... ...more

Credit ,Financial Education

August 04, 20253 min read

💳 Credit Leverage 101: How to Turn Your Credit into a Wealth Tool

💳 Credit Leverage 101: How to Turn Your Credit into a Wealth Tool

Credit can work for you or against you. The difference is whether you’re using it with a plan. In this post, I’m breaking down how to stop surviving with credit and start strategizing with it. ...more

Credit ,Financial Education

July 29, 20254 min read

The Truth About Multiple Income Streams: It’s Not What You Think Post

The Truth About Multiple Income Streams: It’s Not What You Think Post

Think building wealth means working 7 jobs? Think again. Learn the real difference between earned and passive income and why understanding this can shift your entire money game. ...more

Mindset ,Financial Education

July 28, 20253 min read

Why Fixing Your Credit Is the First Step to Building Wealth

Why Fixing Your Credit Is the First Step to Building Wealth

Before you can build wealth, you’ve got to fix your foundation. Discover why credit repair is the first step toward homeownership, business funding, and financial freedom.escription ...more

Credit

July 26, 20253 min read

The Tollbooth That Changed Everything: A 50-Cent Wake-Up Call

The Tollbooth That Changed Everything: A 50-Cent Wake-Up Call

What do you do when life checks you for just fifty cents? In this raw and reflective post, Chantelle Davis shares the quiet moment at a tollbooth that exposed a deeper truth: the real gap wasn’t in he... ...more

Mindset

July 25, 20252 min read

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561-867-8329